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Compound interest

How money grows when interest earns interest.

Example values — change any of them.

$
$
%
An example rate, not a prediction.
years
After 20 years
$124,379
You put in
$53,000
Growth
$71,379
Your balanceWhat you put in

Interest earns interest: each month the return is added to the balance, and next month’s return is worked out on the bigger number. That is why the last years add the most.

This calculator adds interest monthly and your top-up at the end of each month — the same maths the games use.

An example return, not a prediction: real returns go up and down, and high rates rarely last.

Education, not financial advice.

Feel it in a game

Rocket Growth turns this into a few quick rounds — in the app, and soon in your browser.